According to @LexSokolin on X on Nov 9, 2025, fintech pitch decks are centering on launching a stablecoin, applying stablecoins to payment rails, loyalty points, rewards programs, and gift cards (source: @LexSokolin). According to @LexSokolin on X on Nov 9, 2025, this indicates a sector pivot from embedded finance toward stablecoin-first infrastructure across core fintech products (source: @LexSokolin). According to @LexSokolin on X on Nov 9, 2025, the immediate builder narrative is stablecoin utility, signaling where near-term market attention in fintech is concentrating (source: @LexSokolin).

According to Lex Sokolin (@LexSokolin), payments represent a significantly larger segment within the fintech industry compared to other financial services, as evidenced by a recent data visualization he shared (source: Twitter, June 2, 2025). This dominance of 'money in motion' over 'money at rest' underscores the growing importance of payment infrastructure and real-time transaction solutions. For crypto traders, this highlights the increasing relevance of blockchain-based payment systems and stablecoins, as traditional fintech focuses more on fast, efficient payments. The trend may drive further institutional adoption of cryptocurrencies and digital assets in payment networks, impacting liquidity and transaction volumes across major crypto markets.